Prior to closing on a property, the Title Company is required to receive an estoppel letter from a Homeowners' Association (HOA) or HOA management company in Florida to determine if there are delinquent balances owed to the association. These delinquincies include, legal fees, recurring payments, violations, and special assessments.

Assessment information

Some of the information required in Florida HOA certificate are:

• The regular periodic assessments levied against the property
• What date the regular periodic assessment is paid through
• When the next installment is due and the amount
• An itemized list of any additional assessments, special assessments, and other moneys that are scheduled to become due
• If there is a capital contribution fee, resale fee, transfer fee, or other fee due and the amount
• If there are any open violations
• If there is buyer approval required by the board of directors of the association
• If there is right of first refusal and if so, has the association exercised that right
• A list of contact information for all other associations of which the property is a member
• Contact information for all insurance maintained by the association